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HOW TO FIND TIME & MONEY FOR A DEGREE PROGRAM
 
"How to find enough time."
 "How to find enough money."

Let's consider the following  facts concerning time and money.

TIME FACTS

Television Statistics - According to the A.C. Nielsen Co., the average American watches more than 4 hours of TV each day (or 28 hours/week, or 2 months of nonstop TV-watching per year). In a 65-year life, that person will have spent 9 years glued to the tube.
 
Consider these additional related statistics:
Percentage of households that possess at least one television: 99
Number of TV sets in the average U.S. household: 2.24
Percentage of U.S. homes with three or more TV sets: 66
Number of hours per day that TV is on in an average U.S. home: 6 hours, 47 minutes
Percentage of Americans that regularly watch television while eating dinner: 66
Number of hours of TV watched annually by Americans: 250 billion
Value of that time assuming an average wage of S5/hour: S1.25 trillion
Percentage of Americans who pay for cable TV: 56
Number of videos rented daily in the U.S.: 6 million
Number of public library items checked out daily: 3 million
Percentage of Americans who say they watch too much TV: 49

Source:  Norman Herr, Ph.D., Professor of Science Education at California State University, Northridge: http://www.csun.edu/science/health/docs/tv&health.html

Now consider these facts:

Average number of hours watching television in three years: 4,380
Average number of hours to complete an MISD degree in three years (less than 2 hr. per day):  2,106

CONCLUSION ON TIME:  Over a three year period, the average person can find time to earn a degree at MISD by cutting television time by 1/2 without having to add any additional commitments to his or her schedule!

MONEY FACTS

Financial Statistics - Average Annual American Household Expenditures:  $49,638

Housing: $16,920
Transportation:  $8,758
Food at Home:  $3,465
Food away from Home:  $2,668
Insurance, Pensions: $5,336
Healthcare:  $2,853
Entertainment:  $2,698 ($224.83 per month)
Clothing and Services:  $1,881
Cash Contributions:  $1,821
Education:  $945 (1.9% of total expenditures)

Spending  According to the U.S. Department of Labor, U.S. Bureau of Labor Statistics, April 2009:
Source:
 http://www.visualeconomics.com/how-the-average-us-consumer-spends-their-paycheck/

Average total program tuition at MISD: $3,840
Average program total book cost: $360
Average total gross program cost: $4,200
Average (interest-free) three-year monthly payment: $107
Average annual tuition cost (not including books): $1,284

Now consider these facts:

Total average three-year expenditure on entertainment: $8,094
Total average three-year cost of a degree program at MISD: $4,200

CONCLUSION ON MONEY:  Over a three year period, the average person can find the money for a degree at MISD by cutting entertainment expenditures by 1/2 without having to add any additional expense to his or her annual budget!

COMBINED CONCLUSIONS
If you are an average person, you already have the time and money to earn a degree at MISD.
THE SOONER YOU START, THE SOONER YOU FINISH!

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Master's International School of Divinity
MASTER'S International School of Divinity
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1-800-933-1445 | 1-812-471-0611 | fax 1-812-471-0877
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